Retirement is a unique journey for everyone, shaped by individual needs and circumstances. Many individuals opt for part-time work during retirement, either by choice or as a means to extend their retirement savings.

For those embarking on their career, initiating a conversation with us about your retirement plans can set you on the right path early. If you are already in retirement, our assistance extends to guiding you through the complexities of managing your savings, ensuring they serve you well during your retirement years.

Our services include advising on suitable funds, facilitating informed financial decision-making, maximising resource utilisation, understanding the anticipated annual income from your savings, and designing a personalised plan for a consistent retirement income. Our plans are tailored to your unique circumstances, acknowledging that life situations change. Our advisers are committed to guiding you through the evolving landscape of retirement.

Whether you have specific retirement goals or simply aim to optimise your savings, we are equipped to help you prepare for your retirement. Take proactive steps today by reaching out to one of our Invest Link financial advisers for a complimentary introductory meeting—we are her for all New Zealanders.

Note that New Zealand does not have an annuity scheme that guarantees an income through retirement. In fact, they are complicated and can be costly. As a result, companies have struggled to introduce a product to New Zealand that guarantees an income through retirement. So be careful about set and forget products. You need someone to help guide you if your circumstances change, either your personal circumstances or the investment environment.